Finance with Flexiti
Simple, fast and
Flexiti is a Canadian fintech provider that offers flexible payment solutions via the FlexitiCard(R). The approval process is quick, plans are flexible, and customers can use their FlexitiCard anywhere within the Flexiti Network[TM].
Start your new kitchen or bathroom project now by making an appointment with our kitchen designers. Make life easy with a financing plan. Apply now and get a response in minutes!*
Equal monthly payments financing plans*
With Flexiti, you can choose a flexible financing option and break up the amount into affordable equal monthly payments. Choose promotional terms of 3 to 72 months.
Choose your promo term
Choose an equal monthly payment financing plan with terms of 3, 6, 9, 12, 15, 18, 24, 36, 48, 60, 72 months.
Want to pay it off early?
There is no penalty if you decide to pay your balance in full before the promotional expiry date.
Get approval in minutes*
Fill out the application in one of our branches and get an approval in minutes*.
You can enjoy a grace period of approximately 21 days before you make your first payment.
**O.A.C. Subject to the terms of the Flexiti Cardholder agreement. For no interest equal monthly payment plans, no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments of principal, plus payment protection insurance premiums and taxes, if applicable. For interest bearing equal monthly payment plans, the promotional annual interest rate for the promo term will be disclosed prior to completion of the transaction. Purchase amount is to be paid in equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. For all equal monthly payment plans, if any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). For minimum monthly payment deferred plans, the greater of 5% of the outstanding balance (excluding equal monthly payments) plus payment protection insurance premiums and taxes, if applicable, or $10, is due each month. Interest at the Account AIR accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents), and 37.99%. Any balance at the end of the promo period bears interest at the Account AIR. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Promos and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Network are trademarks of Flexiti Financial Inc.